Crypto loan to avoid tax on selling?
If I sell crypto now to get cash I'll trigger taxable event (at least in theory). Heard crypto loans let you access value without selling – does this really help skip capital gains tax in Ukraine? Anyone tried?
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Yes, that's one of the main appeals for long-term holders – borrowing against crypto is generally not a taxable event in most jurisdictions (including Ukraine so far), because you're not disposing of the asset, just using it as collateral. You get liquidity (UAH or USDT) while still owning the coins and benefiting if price rises later. Of course, when you eventually sell to repay or close the loan, tax applies then – but timing can be better. I've used this strategy a couple times when I needed funds but didn't want to realize gains at local lows. Rates are reasonable if LTV stays modest (around 10–15% APR). The catch is still liquidation risk and interest costs, so calculate if the loan expense is worth deferring the tax. For specifics on Ukrainian-friendly services I relied on this comparison https://crypto.vsimfo.com.ua/ru/ – they cover which platforms support direct UAH withdrawals, current terms in 2026, tax nuance mentions from users, and platforms that don't report to authorities unnecessarily. Solid option for tax planning if you're careful with position management and don't over-borrow.